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關於土地貸款利率行情整理如下表，一般來說，建地類型的利率行情相對較穩定，工業用地、林地、山坡地，用來抵押申辦貸款的利率則通常比較差。但最終的利率與額度還是以銀行的核貸結果為準：若諮詢時衍生收費標準說不清楚或含糊帶過，也要小心，所有合
明白你想盡快借錢／借貸，請你等候一至兩日，我地會盡快處理你既貸款申請。因免卻了部分證明文件，故「免文件貸款」批核的貸款額上限不高，而且因對文件要求較寬鬆，對貸款機構而言風險較高，所以利息會較申請一般私人貸款的為高，借款前記得要三思。
完整借貸流程：合法的借貸會先有免費諮詢讓您了解貸款方案，而不是草率簽約，等您了解方案後再決定要不要申辦，確定申辦後會開始審核條件、評估可貸利率及額度、再來對保及簽約、最後撥款，會有一套完整的程序，不會隨便就簽約、也不會要求繳交身分證